If you owned a printing press in your garage that printed money and every month you printed $8,300 in cash (about $100,000 annually), wouldn’t you have that machine insured in case it broke down?  You bet you would.  You would have an extensive warranty and coverage that would provide replacement cost, etc.  But many of us don’t insure one of the greatest assets that any of us owns – our ability to earn an income.

Further, did you know that we all are far more likely to experience a long term disability sometime in our lifetime than we are to face a premature death?  Life insurance is useless if you become disabled and are unable to earn an income. If you earn $100,000 annually, you are worth $1,000,000 to your family in the next ten years. How would you replace that income if you’re unable to work? For many of us, the logical answer is Disability Insurance that provides us an income if we become disabled and unable to earn an income. Virtually all personal finance gurus, including Clark Howard and Dave Ramsey, recommend insuring our most significant asset by purchasing Disability Income Insurance.

It’s a lot less expensive than you might think and, if you ever have to use it, you’ll be very thankful that you have it. Ask anyone who ever used it and they’ll tell you it’s one of the best things they ever did.

We offer salary continuation plans by top-flight carriers that are specifically designed for self-employed people and small business owners.

"Big Enough to Make a Difference ... Small Enough to Care."